Okay everyone, we are not going to lie down like dogs and give up fighting for our home and farm. We have set up a bank account to accept donations for the legal fund to continue fighting. We know the fight may be almost over, as we as American's have lost just about every right we ever had due to corporate power, lender fraud and downright criminal activity by every institution out there. Nevertheless, we are giving it a final shot. We may have to file for a bankruptcy, we may still lose our property to this illegal foreclosure before we are exonerated by a federal review of our loan by the independent third party auditors appointed by the OCC. But money damages down the road won't save our farm. And compensation does not take the place of emotional anguish and mental suffering for the three years we have valiantly sought to save our farm. I really don't think I have had one peaceful night's sleep since this fight started in January of 2009. I know I will never be the same again, my family has been ripped apart from this horrible tragedy, and none of us will ever trust any lender again. What kind of message have my children learned from this? Obviously get an attorney to review your documents before you sign anything ever again. But you know what, even an attorney in 2006 or 2005 reviewing loan documents for a client could not have foreseen this mess. My children are going into adulthood knowing they must never be in debt or beholden to anyone again. We are back to the old maxim that was true when I was growing up, if you can't afford to pay cash now, don't buy it. In other words, no one can take advantage of you if you don't borrow their money. So now, to fix our broken loan situation, when the lender refuses to settle with us, we must fight the good fight. It takes money to do that, so, its save the farm time:
If anybody out there wants to contribute a donation, we need to raise $374,000 in the next thirty days. Send your donations to:
Sweetwater Herb Farm, c/o Donna Fasi, 3856 Sweetwater Road, Gypsum, CO 81637. Every little bit helps, please include your name, address and phone number. We will keep track of each person who donates so that we can thank you for your effort, and later on send you something from the farm in return for your help. It's all good, we are here to help others, and any proceeds left over will be used to start a non-profit organization to help others fight eviction. We appreciate all those who have helped so far, please keep up the good work!
I guess the last straw for me was last Monday, when I saw my friends house, who had been trying to get a loan modification for going on 3 1/2 years now, and been denied every time even though he has a good job with a weekly paycheck, and he is upside down on a house he built himself. He owed Wells Fargo 459K. The property has been on the market this entire time, he has tried numerous times to short sell it, and of course Wells Fargo, has both the first and a second mortgage and refuses to approve a short sell. So, they keep sending his mortgage payments back to him because he was in default for several months before he got a new job. Now you would think, that the bank would want to work with someone who actually was able to find another job and wanted to stay in his home. But what do they do???? They refuse to refinance him, refuse to give him a loan modification, refuse to take any payment from him, force him into foreclosure, and last Monday I see the property listed for sale for......$275,000. Wells Fargo, you people must be insane to cause all those foreclosure fees, run up all those attorneys fees, insurance fees, inspection fees, bullshit fees, and then turn around and list this poor man's property for $275,000. Why didn't you give him a loan modification written down to that amount TO BEGIN WITH???? He could have been paying a mortgage payment for the last three years, he could have not gone through all those sleepless nights, worrying about losing his home.We all know why, robbery and greed, push through the foreclosure so
the books will be clean and closed, so nobody will know all the dirty
deceitful acts you did to cost this man his home.
We all know why, robbery and greed, push through the foreclosure so
the books will be clean and closed, so nobody will know all the dirty
deceitful acts you did to cost this man his home. And then commit the ultimate final slap by going after him for a deficiency judgement. Sounds like complete fraud to me.
The mental and emotional suffering you lenders have caused people is beyond belief. And knowing what you have done, as we all are aware, has not persuaded our government to step in and stop foreclosures, ALL FORECLOSURES, and FORCE LENDERS TO GIVE A LOAN MODIFICATION TO ANYONE WHO WANTS ONE. It should never have been a voluntary act, that's like letting the fox into the henhouse and telling him he can choose whether he wants to kill the chickens or not kill the chickens. Well, we all know the fox is going to kill the chickens. After all, the fox is a predator, he wants to eat the chicken. Lenders are predatory, they want their chickens too, those chickens lay golden eggs, and they want them. The only way to keep the lenders in check is to REGULATE THEM. Ahhh, I said the dirty word, regulation of banks, just like FDR in 1934 and 1933. Okay, we all know history repeats itself and we humans fail to learn from our mistakes, keep doing the same old stuff over and over again. So here we are in the Great Depression of the 21st century, having failed to learn from our earlier Great Depression mistakes, and now, we have to make sure it never happens again. Do you think we can get it right this time? Its an uphill battle, trying to reverse laws favorable to lenders and get back to bank regulation, but it needs to happen, and fast if we are to save our economy. Gotta go now, bye
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